:root{--evt:#BE185D;--evt-dark:#831843;--evt-mid:#9D174D;--evt-light:#FCE7F3;--navy:#002868;--bg:#F7F9FC;--white:#fff;--border:#E0E4E8;--gray:#5F6368}.ar-hero{background:linear-gradient(135deg,#4C0519 0%,#831843 55%,#9D174D 100%);position:relative;overflow:hidden;padding:44px 48px 40px;border-radius:16px;margin-bottom:32px}.ar-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 55% 70% at 90% 30%,rgba(190,24,93,.20) 0%,transparent 60%),radial-gradient(ellipse 30% 50% at 5% 80%,rgba(0,40,104,.18) 0%,transparent 50%);pointer-events:none}.ar-hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.90);font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;padding:5px 14px;border-radius:20px;margin-bottom:18px}.ar-hero h1{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3vw,38px);font-weight:800;color:#fff;line-height:1.15;margin-bottom:12px}.ar-hero-sub{font-size:15px;color:rgba(255,255,255,.78);line-height:1.7;max-width:680px;margin-bottom:22px}.ar-hero-pills{display:flex;flex-wrap:wrap;gap:8px}.ar-pill{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.85);font-size:12px;font-weight:600;padding:5px 13px;border-radius:20px}.ar-wrap{font-family:'Inter',sans-serif;color:var(--gray);margin-bottom:48px}.ar-wrap *{box-sizing:border-box}.ar-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}.ar-panel{background:var(--white);border:1.5px solid var(--border);border-radius:14px;padding:28px}.ar-panel-title{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800;color:var(--navy);text-transform:uppercase;letter-spacing:.8px;margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid 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1fr;gap:10px;margin-bottom:14px}.ar-metric{background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:12px 10px;text-align:center}.ar-metric-val{font-family:'Montserrat',sans-serif;font-size:11px;font-weight:800;color:var(--navy);line-height:1.4}.ar-metric-lbl{font-size:10px;color:var(--gray);margin-top:3px}.ar-rec{background:var(--evt-light);border:1.5px solid var(--evt);border-radius:10px;padding:14px 16px;margin-bottom:14px}.ar-rec-item{font-size:13px;color:var(--evt-dark);padding:4px 0;line-height:1.5}.ar-chart-wrap{height:160px;margin-bottom:14px}.ar-export{display:flex;gap:10px;flex-wrap:wrap}.ar-btn-pdf{flex:1;padding:11px 14px;background:var(--navy);color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;cursor:pointer;transition:all .2s}.ar-btn-pdf:hover{background:#001845}.ar-btn-wa{flex:1;padding:11px 14px;background:#25D366;color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;cursor:pointer;transition:all .2s}.ar-btn-wa:hover{background:#128C7E}.ar-article{font-family:'Inter',sans-serif;max-width:860px;color:#374151;line-height:1.75;font-size:15px}.ar-article h2{font-family:'Montserrat',sans-serif;font-size:clamp(18px,2.4vw,26px);font-weight:800;color:var(--navy);margin:40px 0 14px;line-height:1.25}.ar-article h3{font-family:'Montserrat',sans-serif;font-size:clamp(15px,1.8vw,19px);font-weight:700;color:var(--evt-dark);margin:28px 0 10px}.ar-article p{margin-bottom:16px}.ar-article strong{color:var(--navy)}.ar-table{width:100%;border-collapse:collapse;margin:20px 0 28px;font-size:13.5px}.ar-table th{background:var(--evt);color:#fff;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;padding:10px 14px;text-align:left}.ar-table td{padding:9px 14px;border-bottom:1px solid var(--border)}.ar-table tr:nth-child(even) td{background:var(--evt-light)}.ar-table tr:last-child td{border-bottom:none}.ar-faq-list{max-width:860px}.ar-faq-item{border-bottom:1px solid var(--border)}.ar-faq-q{display:flex;justify-content:space-between;align-items:center;padding:16px 4px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--navy);cursor:pointer;gap:16px;transition:color .2s}.ar-faq-q:hover{color:var(--evt)}.ar-faq-icon{width:26px;height:26px;border-radius:50%;background:var(--evt-light);color:var(--evt);display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:700;flex-shrink:0;transition:all .2s}.ar-faq-item.open .ar-faq-icon{background:var(--evt);color:#fff;transform:rotate(45deg)}.ar-faq-a{display:none;padding:0 4px 16px;font-size:14px;color:var(--gray);line-height:1.7}.ar-faq-item.open .ar-faq-a{display:block}.ar-rel-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:20px}.ar-rel-card{display:flex;flex-direction:column;background:var(--white);border:1.5px solid var(--border);border-radius:12px;padding:16px 14px;transition:all .22s;text-decoration:none;color:inherit}.ar-rel-card:hover{border-color:var(--evt);transform:translateY(-3px);box-shadow:0 6px 20px rgba(190,24,93,.12)}.ar-rel-icon{font-size:22px;margin-bottom:8px}.ar-rel-name{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800;color:var(--navy);margin-bottom:5px;line-height:1.3}.ar-rel-desc{font-size:12px;color:var(--gray);line-height:1.5}.ar-legal{background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:20px 22px;font-size:12.5px;color:var(--gray);line-height:1.7;margin-top:20px}@media(max-width:768px){.ar-hero{padding:32px 24px}.ar-grid{grid-template-columns:1fr}.ar-metrics{grid-template-columns:1fr 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