:root{--cl:#C2410C;--cl-dark:#9A3412;--cl-mid:#EA580C;--cl-light:#FFF7ED;--navy:#002868;--bg:#F7F9FC;--white:#fff;--border:#E0E4E8;--gray:#5F6368}.cl-hero{background:linear-gradient(135deg,#1C0500 0%,#7C2D12 55%,#C2410C 100%);position:relative;overflow:hidden;padding:44px 48px 40px;border-radius:16px;margin-bottom:32px}.cl-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 55% 70% at 90% 30%,rgba(194,65,12,.35) 0%,transparent 60%);pointer-events:none}.cl-hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.9);font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;padding:5px 14px;border-radius:20px;margin-bottom:18px}.cl-hero h1{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3vw,38px);font-weight:800;color:#fff;line-height:1.15;margin-bottom:12px}.cl-hero-sub{font-size:15px;color:rgba(255,255,255,.78);line-height:1.7;max-width:680px;margin-bottom:22px}.cl-hero-pills{display:flex;flex-wrap:wrap;gap:8px}.cl-pill{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.85);font-size:12px;font-weight:600;padding:5px 13px;border-radius:20px}.cl-wrap{font-family:'Inter',sans-serif;color:var(--gray);margin-bottom:48px}.cl-wrap *{box-sizing:border-box}.cl-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:24px;align-items:start}.cl-panel{background:var(--white);border:1.5px solid var(--border);border-radius:14px;padding:28px}.cl-panel-title{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800;color:var(--navy);text-transform:uppercase;letter-spacing:.8px;margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid var(--cl-light)}.cl-inp-row{margin-bottom:14px}.cl-inp-row label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px}.cl-select,.cl-input{width:100%;padding:10px 14px;border:1.5px solid var(--border);border-radius:8px;font-size:14px;color:var(--navy);background:var(--bg);transition:border-color .2s;outline:none;font-family:'Inter',sans-serif}.cl-select:focus,.cl-input:focus{border-color:var(--cl)}.cl-hint{font-size:11px;color:var(--gray);margin-top:4px}.cl-row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}.cl-btn-primary{width:100%;padding:14px;background:var(--cl);color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:800;cursor:pointer;transition:all .2s;margin-top:8px}.cl-btn-primary:hover{background:var(--cl-dark);transform:translateY(-1px)}#cl-err{display:none;background:rgba(194,65,12,.08);border:1px solid rgba(194,65,12,.25);border-radius:8px;padding:10px 14px;font-size:13px;color:var(--cl-dark);margin-bottom:12px}#cl-results{display:none}.cl-result-big{background:linear-gradient(135deg,var(--cl-dark),var(--cl));border-radius:12px;padding:24px 20px;text-align:center;margin-bottom:16px;color:#fff}.cl-rb-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px;opacity:.80;margin-bottom:6px}.cl-rb-val{font-family:'Montserrat',sans-serif;font-size:clamp(36px,6vw,58px);font-weight:900;line-height:1}.cl-rb-unit{font-size:13px;font-weight:600;opacity:.85;margin-top:4px}.cl-rb-sub{font-size:10px;opacity:.60;margin-top:6px}.cl-section-label{font-family:'Montserrat',sans-serif;font-size:10px;font-weight:800;color:var(--cl);text-transform:uppercase;letter-spacing:.8px;margin:14px 0 8px}.cl-metrics{display:grid;grid-template-columns:1fr;gap:7px;margin-bottom:12px}.cl-metric{background:var(--bg);border:1px solid var(--border);border-radius:8px;padding:10px 12px}.cl-metric-lbl{font-size:10px;font-weight:700;color:var(--cl);text-transform:uppercase;letter-spacing:.5px;margin-bottom:3px}.cl-metric-val{font-size:13px;color:var(--navy);line-height:1.4}.cl-chart-wrap{height:200px;margin-bottom:12px}#cl-actions{display:none;gap:8px;flex-wrap:wrap;margin-bottom:4px}.cl-btn-pdf{flex:1;padding:11px;background:var(--navy);color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;cursor:pointer}.cl-btn-pdf:hover{background:#001845}.cl-btn-wa{flex:1;padding:11px;background:#25D366;color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;cursor:pointer}.cl-btn-wa:hover{background:#128C7E}.cl-article{font-family:'Inter',sans-serif;max-width:860px;color:#374151;line-height:1.8;font-size:15px}.cl-article h2{font-family:'Montserrat',sans-serif;font-size:clamp(18px,2.4vw,26px);font-weight:800;color:var(--navy);margin:40px 0 14px}.cl-article h3{font-family:'Montserrat',sans-serif;font-size:clamp(15px,1.8vw,19px);font-weight:700;color:var(--cl-dark);margin:28px 0 10px}.cl-article p{margin-bottom:16px}.cl-article strong{color:var(--navy)}.cl-article a{color:var(--cl);text-decoration:underline;text-underline-offset:3px}.cl-ref-table{width:100%;border-collapse:collapse;margin:20px 0 28px;font-size:13.5px}.cl-ref-table th{background:var(--cl);color:#fff;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;padding:10px 14px;text-align:left}.cl-ref-table td{padding:9px 14px;border-bottom:1px solid var(--border)}.cl-ref-table tr:nth-child(even) td{background:var(--cl-light)}.cl-ref-table tr:last-child td{border-bottom:none}.cl-faq-list{max-width:860px}.cl-faq-item{border-bottom:1px solid var(--border)}.cl-faq-q{display:flex;justify-content:space-between;align-items:center;padding:16px 4px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--navy);cursor:pointer;gap:16px;transition:color .2s}.cl-faq-q:hover{color:var(--cl)}.cl-faq-icon{width:26px;height:26px;border-radius:50%;background:var(--cl-light);color:var(--cl);display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:700;flex-shrink:0;transition:all .2s}.cl-faq-item.open .cl-faq-icon{background:var(--cl);color:#fff;transform:rotate(45deg)}.cl-faq-a{display:none;padding:0 4px 16px;font-size:14px;color:var(--gray);line-height:1.7}.cl-faq-item.open .cl-faq-a{display:block}.cl-rel-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:20px}.cl-rel-card{display:flex;flex-direction:column;background:var(--white);border:1.5px solid var(--border);border-radius:12px;padding:16px 14px;transition:all .22s;text-decoration:none;color:inherit}.cl-rel-card:hover{border-color:var(--cl);transform:translateY(-3px);box-shadow:0 6px 20px rgba(194,65,12,.10)}.cl-rel-icon{font-size:22px;margin-bottom:8px}.cl-rel-name{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800;color:var(--navy);margin-bottom:5px;line-height:1.3}.cl-rel-desc{font-size:12px;color:var(--gray);line-height:1.5}.cl-legal{background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:20px 22px;font-size:12.5px;color:var(--gray);line-height:1.7;margin-top:20px}@media(max-width:900px){.cl-grid{grid-template-columns:1fr}}@media(max-width:768px){.cl-hero{padding:32px 24px}.cl-rel-grid{grid-template-columns:repeat(2,1fr)}.cl-row2{grid-template-columns:1fr}}@media(max-width:480px){.cl-rel-grid{grid-template-columns:1fr}}