:root{--esb-navy:#1E3A8A;--esb-mid:#2563EB;--esb-light:#3B82F6;--esb-pale:#EFF6FF;--esb-border:#DBEAFE;--esb-ok:#065F46;--esb-warn:#B45309;--esb-text:#0F172A;--esb-sub:#475569}.esb-hero{background:linear-gradient(135deg,#0a0f1a 0%,#1a2d5a 52%,#1E3A8A 100%);border-radius:16px;padding:52px 52px 44px;position:relative;overflow:hidden;margin-bottom:40px}.esb-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 65% at 85% 20%,rgba(96,165,250,.13) 0%,transparent 65%);pointer-events:none}.esb-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.24);color:#BFDBFE;font-size:11.5px;font-weight:700;padding:5px 14px;border-radius:20px;margin-bottom:18px;letter-spacing:.6px;font-family:'Montserrat',sans-serif;text-transform:uppercase}.esb-hero h1{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3.2vw,40px);font-weight:900;color:#fff;line-height:1.13;margin-bottom:14px}.esb-hero-sub{font-size:16px;color:rgba(255,255,255,.80);line-height:1.7;max-width:680px;margin-bottom:26px}.esb-pills{display:flex;flex-wrap:wrap;gap:9px}.esb-pill{display:inline-flex;align-items:center;gap:5px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.20);color:#BFDBFE;font-size:11px;font-weight:600;padding:4px 12px;border-radius:20px;font-family:'Montserrat',sans-serif}.esb-wrapper{font-family:'Inter',sans-serif;color:var(--esb-text)}.esb-grid{display:grid;grid-template-columns:380px 1fr;gap:28px;align-items:start;margin-bottom:40px}.esb-input-panel{background:#fff;border:1.5px solid var(--esb-border);border-radius:14px;padding:28px}.esb-panel-title{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--esb-navy);margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid var(--esb-border);display:flex;align-items:center;gap:8px}.esb-group{margin-bottom:17px}.esb-label{display:block;font-size:12.5px;font-weight:600;color:var(--esb-sub);margin-bottom:6px;font-family:'Montserrat',sans-serif}.esb-hint{font-size:11px;color:#94A3B8;margin-top:3px}.esb-input-wrap{display:flex;align-items:center;border:1.5px solid #CBD5E1;border-radius:8px;overflow:hidden;transition:border-color .2s}.esb-input-wrap:focus-within{border-color:var(--esb-navy);box-shadow:0 0 0 3px rgba(30,58,138,.10)}.esb-unit{padding:0 10px;background:#F1F5F9;font-size:12px;font-weight:600;color:var(--esb-sub);border-right:1px solid #CBD5E1;white-space:nowrap;align-self:stretch;display:flex;align-items:center}.esb-unit.right{border-right:none;border-left:1px solid #CBD5E1}.esb-input-wrap input,.esb-input-wrap select{flex:1;padding:10px 12px;border:none;outline:none;font-size:14px;color:var(--esb-text);background:#fff;min-width:0}.esb-angle-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.esb-angle-btn{padding:12px 8px;border:2px solid #CBD5E1;border-radius:10px;background:#fff;font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;color:var(--esb-sub);cursor:pointer;transition:all .2s;text-align:center}.esb-angle-btn.active{border-color:var(--esb-navy);background:var(--esb-pale);color:var(--esb-navy)}.esb-angle-note{font-size:11px;color:#94A3B8;margin-top:4px;font-style:italic}.esb-section-hdr{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--esb-light);margin:18px 0 12px;font-family:'Montserrat',sans-serif}.esb-divider{height:1px;background:var(--esb-border);margin:16px 0}.esb-actions{display:flex;flex-direction:column;gap:10px;margin-top:20px}.esb-btn-calc{width:100%;padding:14px;background:var(--esb-navy);color:#fff;border:none;border-radius:10px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:background .2s,transform .1s}.esb-btn-calc:hover{background:var(--esb-mid)}.esb-btn-calc:active{transform:scale(.98)}.esb-btn-sec{width:100%;padding:11px;background:transparent;border:1.5px solid var(--esb-border);border-radius:10px;font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;color:var(--esb-navy);cursor:pointer;transition:all .2s;display:none;align-items:center;justify-content:center;gap:7px}.esb-btn-sec:hover{background:var(--esb-pale);border-color:var(--esb-navy)}.esb-btn-wa{border-color:#16a34a;color:#16a34a}.esb-btn-wa:hover{background:#f0fdf4}.esb-results-panel{display:flex;flex-direction:column;gap:18px}.esb-placeholder{background:#F8FAFC;border:2px dashed #CBD5E1;border-radius:14px;padding:60px 24px;text-align:center;color:#94A3B8;font-size:14px}.esb-placeholder-icon{font-size:42px;margin-bottom:12px;display:block}.esb-results-box{background:linear-gradient(135deg,#EFF6FF 0%,#DBEAFE 100%);border:1.5px solid #BFDBFE;border-radius:14px;padding:26px;display:none}.esb-results-title{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--esb-navy);margin-bottom:18px}.esb-metrics{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px}.esb-metric{background:#fff;border:1px solid #BFDBFE;border-radius:10px;padding:14px}.esb-metric.full{grid-column:1/-1}.esb-metric-label{font-size:11px;font-weight:600;color:var(--esb-sub);margin-bottom:4px;text-transform:uppercase;letter-spacing:.5px;font-family:'Montserrat',sans-serif}.esb-metric-val{font-family:'Montserrat',sans-serif;font-size:22px;font-weight:800;color:var(--esb-navy);line-height:1.1}.esb-metric-sub{font-size:11.5px;color:var(--esb-sub);margin-top:2px}.esb-segment-box{background:#fff;border:1px solid #BFDBFE;border-radius:10px;padding:16px;margin-top:4px}.esb-seg-title{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;color:var(--esb-navy);margin-bottom:12px;text-transform:uppercase;letter-spacing:.5px}.esb-seg-rows{display:flex;flex-direction:column;gap:8px}.esb-seg-row{display:grid;grid-template-columns:130px 1fr 70px;align-items:center;gap:8px}.esb-seg-lbl{font-size:12px;font-weight:600;color:var(--esb-sub)}.esb-seg-track{height:12px;background:#E2E8F0;border-radius:6px;overflow:hidden}.esb-seg-fill{height:100%;border-radius:6px;transition:width .5s ease}.esb-seg-fill.incline{background:var(--esb-navy)}.esb-seg-fill.upper{background:#2563EB}.esb-seg-fill.lower{background:#3B82F6}.esb-seg-fill.return{background:#93C5FD}.esb-seg-val{font-size:12px;font-weight:700;color:var(--esb-navy);text-align:right}.esb-chart-box{background:#fff;border:1.5px solid var(--esb-border);border-radius:14px;padding:24px;display:none}.esb-chart-title{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;color:var(--esb-navy);margin-bottom:16px}.esb-sec{background:#fff;border:1.5px solid #E2E8F0;border-radius:14px;padding:42px 48px;margin-bottom:36px}.esb-sec h2{font-family:'Montserrat',sans-serif;font-size:clamp(19px,2.2vw,27px);font-weight:800;color:var(--esb-text);margin-bottom:18px;line-height:1.25}.esb-sec h3{font-family:'Montserrat',sans-serif;font-size:17px;font-weight:700;color:var(--esb-navy);margin:26px 0 10px}.esb-sec p{font-size:15px;color:#374151;line-height:1.82;margin-bottom:14px}.esb-sec ul,.esb-sec ol{margin:10px 0 16px 22px}.esb-sec li{font-size:15px;color:#374151;line-height:1.72;margin-bottom:8px}.esb-sec a{color:var(--esb-navy);font-weight:600;text-decoration:underline;text-underline-offset:2px}.esb-callout{background:linear-gradient(135deg,#EFF6FF,#DBEAFE);border-left:4px solid var(--esb-navy);border-radius:0 10px 10px 0;padding:16px 20px;margin:20px 0}.esb-callout p{margin:0;font-weight:600;color:var(--esb-navy);font-size:14.5px;line-height:1.65}.esb-formula{background:#0F172A;color:#93C5FD;font-family:'Courier New',monospace;font-size:13px;padding:18px 22px;border-radius:10px;margin:16px 0;line-height:2;overflow-x:auto}.esb-tbl-wrap{overflow-x:auto;margin:18px 0}.esb-tbl{width:100%;border-collapse:collapse;font-size:14px}.esb-tbl th{background:var(--esb-navy);color:#fff;padding:12px 14px;text-align:left;font-family:'Montserrat',sans-serif;font-size:11.5px;font-weight:700;letter-spacing:.5px}.esb-tbl td{padding:11px 14px;border-bottom:1px solid #E2E8F0;color:#1F2937;vertical-align:top}.esb-tbl tr:nth-child(even) td{background:#F8FAFC}.esb-tbl tr:hover td{background:#EFF6FF}.esb-example{background:#F8FAFC;border:1px solid #E2E8F0;border-left:4px solid var(--esb-light);border-radius:0 10px 10px 0;padding:20px 22px;margin:20px 0}.esb-example h3{margin-top:0;color:var(--esb-navy);font-size:16px}.esb-faq-item{border-bottom:1px solid #E2E8F0}.esb-faq-item:last-child{border-bottom:none}.esb-faq-q{width:100%;background:none;border:none;display:flex;align-items:center;justify-content:space-between;padding:16px 0;cursor:pointer;font-family:'Montserrat',sans-serif;font-size:14.5px;font-weight:700;color:var(--esb-text);text-align:left;gap:12px}.esb-faq-q:hover{color:var(--esb-navy)}.esb-faq-icon{width:27px;height:27px;border-radius:50%;background:var(--esb-pale);display:flex;align-items:center;justify-content:center;font-size:16px;color:var(--esb-navy);flex-shrink:0;transition:transform .3s,background .2s}.esb-faq-item.open .esb-faq-icon{transform:rotate(45deg);background:var(--esb-navy);color:#fff}.esb-faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease}.esb-faq-item.open .esb-faq-a{max-height:600px}.esb-faq-inner{padding:0 0 18px;font-size:14.5px;color:#374151;line-height:1.78}.esb-faq-inner a{color:var(--esb-navy);font-weight:600;text-decoration:underline}.esb-rel-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px;margin-top:22px}.esb-rel{display:block;background:#F8FAFC;border:1.5px solid #E2E8F0;border-radius:12px;padding:18px;transition:all .2s;text-decoration:none}.esb-rel:hover{border-color:var(--esb-navy);background:#fff;transform:translateY(-3px);box-shadow:0 8px 24px rgba(30,58,138,.11)}.esb-rel-icon{font-size:24px;margin-bottom:8px}.esb-rel h3{font-family:'Montserrat',sans-serif;font-size:13.5px;font-weight:700;color:var(--esb-text);margin:0 0 5px;line-height:1.3}.esb-rel p{font-size:12.5px;color:#64748B;margin:0;line-height:1.55}.esb-rel-arrow{font-size:12px;font-weight:700;color:var(--esb-navy);margin-top:8px;display:block}.esb-rel-arrow::after{content:' \2192'}.esb-disclaimer{background:#F8FAFC;border:1px solid #E2E8F0;border-radius:12px;padding:24px 28px;margin-top:36px}.esb-disclaimer h2{font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--esb-text);margin-bottom:10px}.esb-disclaimer p{font-size:12.5px;color:#64748B;line-height:1.72;margin-bottom:6px}@media(max-width:900px){.esb-grid{grid-template-columns:1fr}}@media(max-width:768px){.esb-hero{padding:28px 22px 26px}.esb-sec{padding:26px 20px}.esb-metrics{grid-template-columns:1fr 1fr}.esb-rel-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:480px){.esb-metrics{grid-template-columns:1fr}.esb-rel-grid{grid-template-columns:1fr}}